St. Joe: Economy & Jobs

Households in St. Joe earn a median $48,036 (1.1× higher than Searcy County median $44,426; 1.3× below Arkansas median $62,157), with homes at a median value of $67,100. The surrounding county supports 1,407 jobs (avg $36,776).

Income & Affordability

Median household income $48,036 — below the Arkansas median ($62,157). Poverty rate 49.3% (U.S. average ~12.5%). 100% of renters spend more than half their income on rent ("severely cost-burdened" by HUD definition; U.S. ~24%).

Affordability · Home Price To Income1.4×
Affordability · Home Affordabilityaffordable
Affordability · Pct Severely Rent Burdened100.0%
Affordability · Poverty Rate49.3%
Irs Income · IRS tax returns filed$3,110
Irs Income · Total Adjusted Gross Income (thousands)$133,965
Irs Income · Average AGI per return$43,076
Irs Income · Year2022
Income Estimate$50,329
Median Household Income$48,036 (vs Arkansas $62,157)
Poverty Rate49.3%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelworking-class
Economic Character · Median Income$48,036

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 11.3% — above the U.S. average of ~4%. 4% work from home (U.S. average ~15%).

Commuter Profile · Work From Home Pct3.6%
Commuter Profile · Primary Modedrove alone
Employment · Avg annual employment (county)1,407
Employment · Total annual wages (county)$51,734,475
Employment · Average annual pay$36,776
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment1,271,320
Unemployment Rate11.3% (vs Arkansas 5.2%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms562
Agriculture · Land In Farms Acres3,690
Agriculture · Avg Farm Size Acres6.60
Agriculture · Top CommoditiesAnimal Totals, Poultry Totals, Cattle, Crop Totals, Field Crops, Other
Agriculture · Year2022
Business Patterns · Establishments (employer count)127
Business Patterns · Total Employees1,107
Business Patterns · Annual Payroll Thousands51,115
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Gas Stations3
Local Businesses · General Merchandise5
Local Businesses · Commercial Banks4
Local Businesses · Full Service Restaurants8
Local Businesses · Fast Food4

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants8
Dining Scene · Fast Food4

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (3)

Simmons Bank
MARSHALL BRANCH · 300 Highway 65 N · 72650
Bank OZK
MARSHALL BRANCH · 600 Highway 65 N · 72650
Bank of 1889
MARSHALL BRANCH · 620 Highway 65 N · 72650

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (3)

Dollar General Store 17627
Other · 6570 S Hwy 65
Beyond Eden NAFMNP
Farmers and Markets · 1393 Quick Silver Road
Serenity Farm Bread
Grocery Store · 501 Main St
Nearest Snap · NameDollar General Store 17627
Nearest Snap · Total In Area9

Sources: USDA SNAP — county FIPS aggregate

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameCHAMBER OF COMMERCE OF SEARCY INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$66,208,664
Federal Spending · Per Capita8,457.93
Federal Spending · Population7,828 people

Sources: USAspending API

Other

Pct Drove Alone92.7%
Pct Walked3.6%
Retirement Score · Median age37.5 years (vs Arkansas 38.8y)
Retirement Score · Ss Household Pct41.3%
Retirement Score · Va AccessYes
Retirement Score · Factorsstrong SS base, VA nearby
Retirement Score · Ratingfair

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12